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Pamela Hiltz

philtz.fsp@gmail.com +1(615) 294-5206

Listed by Wade Kelley • LPT Realty LLC

$ 489,900

Est. payment | -/mo

3 Beds

3 Baths

1,904 SqFt

Save

$ 489,900

Est. payment | -/mo

Save

3 Beds

3 Baths

1,904 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,904 sqft

Price per Sqft $257

Subdivision Ward Bates & Bradfor

MLS Listing ID 3231627

Bedrooms 3

Full Baths 2

Half Baths 1

HOA Y/N No

Year Built 2021

Annual Tax Amount $3,261

Lot Size 10,890 Sqft

Acres 0.25

Lot Dimensions 50X212

Property Sub-Type Single Family Residence

Property Description

An assumable VA loan at 3.125% sets this home apart before you ever walk through the door. The monthly savings compared to current market rates are substantial -- contact the listing agent for a personalized side-by-side comparison. A newly installed cedar privacy fence adds separation and definition to the rear patio. Built in 2021 and owned by one family, this 3-bedroom, 2.5-bath home delivers the peace of mind of newer construction in the heart of historic St. Elmo. The open-concept main level features dark engineered hardwood floors, a gray shaker kitchen with granite countertops, center island, and a professional-grade range hood that anchors the space. The primary suite is on the main level with a double vanity, walk-in shower, and direct access to the rear patio. Upstairs, a generous landing at the top of the stairs offers the perfect dedicated space for a home office. Move-in ready. The Tennessee Riverwalk's 13-mile paved greenway connects St. Elmo directly to downtown Chattanooga, the new Erlanger Park baseball stadium for the Chattanooga Lookouts, and the broader Riverpark corridor -- on foot or by bike. Steps from The Hot Chocolatier, the Incline Railway, and St. Elmo's walkable restaurant and retail corridor. Minutes from downtown Chattanooga and Lookout Mountain trailheads. If you are a VA-eligible buyer, this assumption is worth a serious conversation. Seller requires a VA-eligible buyer to preserve entitlement.

Location

State TN

County Hamilton County

Interior

Interior Features Ceiling Fan(s), Open Floorplan, Walk-In Closet(s)

Heating Central, Electric

Cooling Central Air, Electric

Flooring Carpet, Tile

Fireplace N

Appliance Microwave, Electric Range, Disposal, Dishwasher

Exterior

Utilities Available Electricity Available, Water Available

View Y/N false

Roof Type Other

Private Pool false

Building

Lot Description Other

Story 2

Sewer Public Sewer

Water Public

Structure Type Other

New Construction false

Schools

Elementary Schools Calvin Donaldson Elementary

Middle Schools Lookout Valley Middle / High School

High Schools Lookout Valley Middle / High School

Others

Senior Community false

Special Listing Condition Standard

Schools and Properties Nearby

Find out why customers are choosing LPT Realty to meet their real estate needs

+1(615) 294-5206

philtz.fsp@gmail.com

9041 Executive Park Dr, Knoxville, TN, 37923-4603, USA

Learn More About LPT Realty

5505 Alabama Avenue Chattanooga, TN 37409